Credit Score Resources
Criticisms and controversies of Credit Scoring
In this section sum up some of the sums and controversies associated with the credit scoring and FICO scores. Learn more...
Credit Score facts and fallacies
Fallacy: My credit score is the only factor that determines whether or not I get credit.
Fact: Apart from your credit score, lenders also use a number of other sources to determine your eligibility in getting a loan.
Information such as the amount of debt you can reasonably handle given your income, your employment history, and your credit history are also given
the importance in assessing your application.
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Frequently Asked Questions
Question: What information is included in my credit report? Answer: Your credit report is a breakdown of the following:- Personal information: This is compiled from credit applications completed by you in the past. Such information consists of your name, current and recent addresses, Social Security Number, date of birth as well as current and previous employers.
Glossary of Terms
Term: Account Condition
Definition: Indicates the present state of the account, but does not indicate the payment history of the account that led to the current state. (i.e. open, paid, charge off, repossession, settled, foreclosed, etc).
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Useful Sites
Although our website is the ultimate information portal for credit scores, listed below are a handful of useful web sites for your reference in addendum to our website: Learn more...
