Credit Score facts and fallacies
| Fallacy: | During credit score evaluation, my privacy is breached! |
| Fact: | Credit scoring examines the information that is already studied by lenders. This information consists of the credit bureau report, credit application and/or your bank file. This score is a mere numerical form of the same information. Lenders using scoring sometimes ask for less information - fewer questions on the application form, etc. |
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